Breakdown
How it works
SSP is paid for qualifying days (your normal working days) at a weekly rate of £123.25, or 80% of average weekly earnings if that is lower. It lasts up to 28 weeks per period of sickness. Employers may top it up under a contractual sick pay scheme; the calculator shows the statutory floor.
Formula
Weekly rate = min(£123.25, 80% × AWE)
Daily rate = weekly ÷ qualifying days per week
SSP = daily rate × sick days
Worked example
10 working days off, 5-day week, £600 a week: £123.25 ÷ 5 = £24.65 × 10 = £246.50.
Frequently asked questions
What changed in April 2026?
The Employment Rights Act removed the three unpaid waiting days and the £129 lower earnings limit, and added the 80%-of-earnings alternative for low earners.
Is SSP taxable?
Yes, through PAYE like normal pay.
Can I claim if I am self-employed?
No — SSP is for employees. Self-employed people may claim Employment and Support Allowance (New Style ESA).